13 Steps to Financial and Business Success
Check Your Credit Scores
Learn where to access personal and business credit scores, dispute and fix errors, and separate personal and business credit early.
Identify Funding Sources
Explore grants, SBA loans, and low-interest funding (1%–3%). Build relationships with credit unions and community banks, or prepare for venture capital.
Form Your Business Entity (LLC / S Corp / C Corp / Series LLC / Trust-Owned)
Create your entity for free + state fees in TX and LA.
Get your EIN and file your BOI report.
Choose your tax election and draft your operating agreement or bylaws.
Build Your Tax & Accounting Structure
Connect bookkeeping tools, track deductions and depreciation, and set up quarterly taxes and payroll.
Create a Business Emergency Fund
Save 3–6 months of operating expenses to handle taxes, repairs, and market downturns.
Secure Capital & Growth Funding
Use business credit, credit lines, and strategic funding to scale. Tokenize your project if building a decentralized venture.
Establish Your Digital Identity
Register your domain, build your website, and set up branding, email, and payment systems.
Build Business Credit
Register with D&B, get your D-U-N-S Number, and open vendor accounts (Uline, Quill, etc.) to build trade credit history.
Open a Business Bank Account
Choose a bank or credit union that integrates with your bookkeeping system. Keep personal and business funds separate.
Create a Roth Solo 401(k) or SEP IRA
For self-employed individuals. Rollover existing retirement funds and invest in real estate, tax liens, crypto, or private equity.
Implement an Investment Strategy
Allocate funds across active income, passive income, and growth investments. Reinvest profits for compounding returns.
Establish a Trust / Family Office
Set up a trust for asset protection and legacy planning. Coordinate with your Solo 401(k) and business interests.
Prepare for Exit or IPO
Develop governance, maintain transparency, and plan for succession, acquisition, or going public.